“If I had to sum up the difference between the good times and the bad, the bottom line is that when I have put the effort in I have reaped the rewards, and when I have failed to do so my life has stalled—on several occasions going into a complete flat spin. It really is as simple as that.
As far as I can see, life is one big bank account and the best philosophy is just to keep on making deposits whenever you can; be they financial, emotional, occupational, or otherwise. This is the absolute number one way to reduce the risk of disappointment, unhappiness, poverty and loneliness.”